Your Privacy Is Important to Us.
You provide important information about yourself to a variety of businesses and organizations. The same is true when you do business with our financial institution. You
are asked to provide us with certain personal information that helps us give you better service and complete your transactions more effectively. We work diligently to safeguard the information you give to us. In fact, we developed the following policies to ensure your confidentiality and maintain your confidence in our institution. These policies detail the strict standards we have in place. For this reason, we ask you to please read the following information carefully.
NOTICE OF YOUR FINANCIAL PRIVACY
RIGHTS
We, our, and us, when used in this notice, mean Inez Deposit Bank and Inez Deposit Bank,
FSB. This is our privacy notice for our customers. When we use the words
"you" and "your" we mean the following types of customers:
All of our consumer customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Retail installment contract we hold and service
- Self-directed Individual Retirement Account where we act as custodian or trustee
- Financial, investment, or economic advisory services (for a
fee)
We will tell you the sources for nonpublic personal information we collect on our customers.
We will tell you what measures we take to secure that information.
We first define some terms:
Nonpublic personal information means information about you that we collect in
connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning enough to have
control.
A nonaffiliated third party is a company that is not an affiliate of
ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with nonaffiliated third parties
Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized
transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
NON-PUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal
information.
NON-PUBLIC PERSONAL INFORMATION AND FORMER
CUSTOMERS
We do not disclose nonpublic personal information about former customers, except as permitted by
law. BHS355Q 2000 Bankers Systems, Inc., St. Cloud, MN Form PRIV-DISC 6/21/2000
