NOW BANCLUB ACCOUNTS

Definition:

An interest-bearing checking account for individuals combined with the benefits of a Banclub account. 

Features:	Benefits:
Interest paid on all balances	Increased interest income
Can combine checking and savings balances	Easier record keeping
Withdraw funds anytime	Flexibility, convenience
FDIC insured	Security, confidence
Check imaging	Use as a receipt
Discounts on bank products and services	Saves money
Flat monthly charge	Easier to balance statements
Tiered interest rates	Offers protection
Accidental Death Insurance	Security
Credit Card protection
Who Is Eligible: Individuals Sole Proprietorships	Opening Requirements: Minimum $1,000.00 Acceptable ID Social Security Number or tax ID number