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Term Loans

Term loans differ from installment loans in that monthly principal reductions are not mandatory. Interest is required to be paid at stated intervals, most often quarterly, with the entire principal and accrued interest due at maturity.


  • Payment of principal deferred until end of term
  • Secured or unsecured
  • Competitive rates


  • Budgeting
  • Fulfill customer needs
  • Economical, saves money

Who is Eligible:

  • Individuals
  • Businesses

Opening Requirements:

  • Completed application
  • Financial statement for loan over $5,000
  • Tax returns may be required