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Term Loans

Term loans differ from installment loans in that monthly principal reductions are not mandatory. Interest is required to be paid at stated intervals, most often quarterly, with the entire principal and accrued interest due at maturity.

Features:

  • Payment of principal deferred until end of term
  • Secured or unsecured
  • Competitive rates

Benefits:

  • Budgeting
  • Fulfill customer needs
  • Economical, saves money