Secure Online Banking

Application Center

Simply click on the application that you want to fill out.

Resource Center

Simply click on the product name that you wish to learn more about.

Mortgage Loans

A mortgage loan permits the borrower to spread the cost of buying or building a home over a period of years. The debt is secured by a lien on the property.

How It Works:

The customer completes a mortgage loan application. The loan officer orders a credit check, appraisal, and verifies the application. The loan package is reviewed and a decision is made. If the loan is approved, a title check and appropriate insurance are required before closing.

Features:

  • Quick approval
  • Fixed rate or variable rate
  • Automatic payment from checking available
  • Normally closed in 2-3 weeks from date of application
  • 80% Loan to Value
  • Low fees
  • Interest may be tax deductible
    • Consult a tax adviser regarding the deductability of interest

Benefits:

  • Convenience
  • Budgeting
  • Lower monthly payments
  • Convenient
  • Quick and easy
  • Affordable
  • Tax saving

 

Our Mortgage Lenders are Ready to Serve You:

Zola Howell

NMLS# 783936

Inez

zhowell@inezdepositbank.com

606-298-3511

Lafe Hinkle

NMLS # 781773

Louisa - Main Street

lhinkle@inezdepositbank.com

606-638-9461

Jay Baker

NMLS# 60301

Louisa - Yatesville Crossing

jbaker1@inezdepositbank.com 

606-638-9461

   

Doris Parsley

NMLS# 781774

Louisa - Yatesville Crossing

dparsley@inezdepositbank.com

606-638-9461

Inez Deposit Bank NMLS # 755754