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Home Equity Line

A Home Equity Line of Credit is secured by the equity in the customer's home. The line of credit may be used for home improvement, education, car, etc.

How it Works:

The customer applies for a home equity line of credit. The loan officer orders a credit check, appraisal, and verifies the application. The loan package is reviewed and a decision is made. If the loan is appoved, a title check and appropriate insurance is required before closing.

Features:

  • Revolving Credit
  • Billing Statement
  • Interest may be tax deductable
    • Consult a tax advisor about the deductability of interest

 

Benefits:

  • Enables young people to start early
  • Flexibility
  • Affordable
  • Safety

Opening Requirements:

  • Completed Home Equity application
  • Pay appropriate fees
  • Other items required at Closing

 

Who is Eligible:

  • Individuals