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IDB Statement Savings

An open deposit account which earns our statement savings interest rate.  The customer will receive a statement quarterly.  A statement savings account gives customers the ability to conduct ACH, ATM, and/or account transfers activity from the account.

Features:

  • Funds are invested in an open account that has no maturity
  • Additional deposits may be made to the account at any time and in any amount
  • Up to 6 withdrawals may be made per month without a fee*
  • FDIC insurance
  • Quarterly statement
  • Automatic debits and credits available

Benefits:

  • Funds always available **
  • Flexibility
  • Convenience
  • Safety
  • Easy record keeping for deposits, withdrawals, and interest
  • Direct deposit, insurance premium, and automatic loan payment

Opening Requirements:

  • Minimum $75.00 ($100 to earn interest)
  • Acceptable ID
  • Social Security Number or Tax ID Number

 

Who is Eligible:

  • Individuals
  • Businesses
  • Organizations

 

* Account may be changed to transaction account status.

** Seven day written notice of withdrawals may be required.