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Inez Deposit Bank
Physical Address: 41 West Main Street Inez, KY 41224		Mailing Address: P.O. Box 365 Inez, KY 41224
606-298-3511
OFFICERS
Robert M. Duncan Chairman and CEO mduncan@inezdepositbank.com Joanne K. Duncan President David Michael, CPA Executive Vice President dmichael@inezdepositbank.com Jo Ann Roberts Vice President Secretary jroberts@inezdepositbank.com Dianne Napier Vice President Cashier Head of Loan Operations dnapier@inezdepositbank.com Mona Fletcher Vice President and Compliance Officer mfletcher@inezdepositbank.com		Zola Howell Vice President Loan Officer zhowell@inezdepositbank.com Pat Fitzpatrick Vice President Head Bookkeeper pfitzpatrick@inezdepositbank.com Fay Hall Vice President Savings Officer Irene Belcher Assistant Vice President Head Teller Donna Hammonds Assistant Vice President


Warfield Branch
Physical Address: 71 River Front Road Warfield, KY 41267		Mailing Address: P.O. Box 318 Warfield, KY 41267
606-395-5320
OFFICERS Carolyn Lemaster Branch Head Teller Barbara Dials Customer Service Represenative warfield@inezdepositbank.com


Loan Production Office
Hazard LPO 151 East Main Street Hazard, KY 41701 606-439-1348 800-569-3465 FAX 606-439-2030


Louisa Branch - Main Street
Physical Address: 202 East Main St. Louisa, KY 41230		Mailing Address: P.O. BOX 689 Louisa, KY 41230
606-638-9461
OFFICERS
Lafe S. Hinkle Vice President Loan Officer lhinkle@inezdepositbank.com Tammy Gussler Head Teller tgussler@inezdepositbank.com		Ginger Copley Assistant Vice President Customer Service gcopley@inezdepositbank.com


Louisa Branch - Yatesville Crossing
Physical Address: 94 Commerce Drive Louisa, KY 41230		Mailing Address: P.O. Box 689 Louisa, KY 41230
606-638-9461
OFFICERS Doris Parsley Assistant Vice President Loan Originator

Inez Deposit Bank

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

NOTICE: By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account/IOLTA) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).

Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html or go to "What's New" on www.fdic.gov.

NOTICE: Inez Deposit Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here.

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Inez Deposit Bank

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS